Migros App vs Coop App vs Lidl Plus: Which is Worth It?
Cumulus and Supercard both pay 1 point per CHF 1, worth 1 centime: at CHF 1,000 of monthly shopping that is CHF 120 a year, or roughly CHF 180 to 300 once personalised vouchers are counted. Updated: September 2026. Lidl Plus runs coupons instead of points. The catch is the same in all three: each app only shows its own store's deals. Here is the full table, points, expiry and what it is really worth.
Rappn compares the current promotions of 7 Swiss retailers, updated daily: free, no subscription.
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Migros has its app with Cumulus. Coop has its app with Supercard. Lidl has Lidl Plus. Aldi has nothing. Denner has nothing.
All three apps promise savings. And partly they deliver. But there's a fundamental problem none of them can solve: they only show you their own store's deals.
The Migros app will never tell you that coffee is 40% off at Denner. The Coop app will never tell you that detergent is half price at Lidl this week. Each one is designed to keep you in its ecosystem.
Migros, Coop and Lidl Plus Side by Side
| Feature | Migros (Cumulus) | Coop (Supercard) | Lidl Plus |
|---|---|---|---|
| Points per CHF 1 | 1 point | 1 point | Variable bonus system |
| Point value | 1 centime (1% cashback) | 1 centime (1% cashback) | Varies (specific coupons) |
| Points outside store | 1 pt / CHF 3 (credit card) | 1 pt / CHF 3 (credit card) | No |
| Personalised vouchers | Yes (automatic) | Yes (via app) | Yes (in-app coupons) |
| Free credit card | Yes (Cumulus Visa) | Yes (Supercard MC/Visa) | No |
| Points expiry | 24 months inactivity | 12 months inactivity | Variable |
| Miles & More conversion | No | Yes | No |
| Flyer in app | Yes | Yes | Yes |
| Shopping list | Yes (basic) | Yes (basic) | No |
Each retailer has its own app. Rappn brings the essentials into one screen: loyalty cards, offers, alerts and shopping lists. Tap the tabs below to see how it actually feels.
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Welcome
What Are Points Really Worth?
CHF 1,000/month at Migros with Cumulus = 1,000 points/month = CHF 10/month = CHF 120/year.
With personalised vouchers (20% off your favourite yoghurt, 3× points weeks): add CHF 5–15/month. Total: roughly CHF 180–300/year.
Supercard: identical maths. Bonus: Miles & More conversion for frequent flyers.
Lidl Plus: no classic points system, but in-app coupons (e.g. «CHF 3 off your next purchase over CHF 30») that can be valuable for regular Lidl shoppers.
The Real Problem
The loyalty programme value (CHF 120–300/year) is much smaller than the savings from comparing deals across supermarkets (CHF 2,400–4,800 a year in the modelled example).
Example: Ariel detergent 50% off at Coop = CHF 25.90 saved in one purchase. To accumulate CHF 25.90 in Cumulus points at Migros, you'd need to spend CHF 2,590.
A single promotion purchase at the right store equals 2–3 months of loyalty points.
Loyalty cards are worth having. But they shouldn't be the reason you choose a store.
The Combination That Works
- Keep Cumulus if you shop at Migros. CHF 120/year for free.
- Keep Supercard if you pass by Coop. Same logic. Miles & More as a bonus.
- Download Lidl Plus if there's a Lidl nearby. Coupons can be generous.
- Use a comparison app for the real savings: not CHF 120, but CHF 2,400–4,800 a year in the modelled example.
Migros app vs Coop app: which one do you actually need on your phone?
The scoring question is settled above. The practical one is different: how many of these apps are worth keeping installed, and that depends on how you shop, not on how the programmes are built.
A voucher only fires where it was issued. The personalised offers are the part of a loyalty app worth opening, and each one is tied to the chain that sent it. A voucher for a store you walk past once a season expires unused, so the app that pays you is the app of the store where you already do the main shop. Keeping both installed earns its place only if you genuinely split the week between the two.
What you need at the till is the code, not the plastic. Each programme identifies you by a card barcode. Rappn keeps the Cumulus and Supercard codes in a card wallet, next to the price comparison, so the card sits in the same place as the reason you picked up your phone.
A point is a rebate you collect later. It is credited after the purchase, in the currency of the chain that issued it, and it can only be spent back inside that chain. The shelf price is what your card is charged today, which is why it decides the week and the points decide the year.
Prices move every Thursday: see them live in Rappn, no flyers to leaf through. This week's offers.
The App That Compares Them All
Rappn collects deals from Migros, Coop, Aldi, Lidl, Denner, Otto's and Aligro. Not a loyalty programme: a search engine for deals. Free. No commercial agreements.
Updated: .
Why Rappn?
Rappn is an independent grocery price comparison app in Switzerland, with no commercial agreements with any retailer. Our comparisons are truly independent.
- 100% free: no subscription, no hidden costs
- Neutral: no commercial agreements with Migros, Coop, Aldi, Lidl, Denner, Aligro, or Otto’s
- Updated daily, as soon as the chains publish their deals
- The chains’ deals in one place: search, filter, compare, no subscription
- Meal planner in the Kitchen tab: plan the week, send the ingredients to your list
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Frequently Asked Questions
Is Cumulus worth it?
Yes. 1% cashback (~CHF 120/year) plus personalised vouchers. Free. But only shows Migros deals.
Is Supercard worth it?
Yes. Same as Cumulus, plus Miles & More conversion. Points expire after 12 months (Cumulus: 24 months).
Is Lidl Plus worth it?
Yes if Lidl is nearby. Generous coupons, and Lidl is already one of the cheapest supermarkets.
Do Aldi and Denner have loyalty apps?
No. No loyalty programme. Shelf price is the final price.
Migros app vs Coop app: which one should I use?
Both pay the same: 1 point per CHF 1, worth 1 centime, so CHF 1,000 a month works out at about CHF 120 a year either way. Supercard points expire after 12 months of inactivity, Cumulus points after 24, and Supercard converts to Miles & More while Cumulus does not. Both put the flyer and a basic shopping list in the app. Neither one shows you what the other chain has on offer that week.